Events

Managing Credit

FREE
Date and Time
Tue April 28, 2026
6:00-6:45 PM
Location
Virtual
Join presenter Brad Edwards for a clear, practical overview of how credit works and how to manage it wisely. In this session, Brad will explain the differences between installment and revolving credit, how interest and repayment terms affect the total cost of borrowing, and simple strategies to reduce debt over time.

You'll also learn how credit scores and reports are created, why they matter, and how lenders, landlords, employers, and insurers use them. Brad will walk through steps to build strong credit, avoid common pitfalls, and protect yourself from identity theft.

Participants will leave with straightforward, actionable guidance to strengthen their credit and improve long‑term financial well‑being.

Investment Center Disclosures 

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Affinity Plus Federal Credit Union and Affinity Plus Investment Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Affinity Plus Investment Center and may also be employees of Affinity Plus Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Affinity Plus Federal Credit Union or Affinity Plus Investment Center. Securities and insurance offered through LPL or its affiliates are:

Not insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Check the background of your financial professional on FINRA's BrokerCheck.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS