Payment Protection Program (PPP): Loan Forgiveness

We're committed to bringing you the latest information on the SBA's PPP and how it could impact you. We'll continue to update this page as Congress makes decisions and the SBA issues further guidance regarding this program.

Program Updates & Changes

Updated: 1/24/2021

  • You have up to 24 covered weeks to use the money you received in the loan.
  • You must use at least 60% of the loan proceeds toward payroll protection; originally, Congress set the limit at 75%.
  • However, if you fall below using 60% for payroll costs, you won't remain eligible for full loan forgiveness.

Applying for Loan Forgiveness

You'll receive an email inviting you to begin the loan forgiveness process.

This forgiveness email invite:

  • Will be sent after your initial covered period has completed.
  • Is from our partner Wolters Kluwer.
  • Contains a link to your personal forgiveness site.

The forgiveness application site is where you'll securely and safely fill out your forgiveness request information and upload the necessary documentation required for loan forgiveness. It's also where you'll be able to watch your application's progress through the process.

You have up to 10 months after your covered period ends to seek forgiveness.

1st and 2nd Round PPP Loan Recipients

We've sent an email to all PPP loan recipients to begin the loan forgiveness process.

Please check your spam folder if you don't see this email in your inbox. If you still can't find your forgiveness email invite, you can start your PPP Forgiveness request on our partner's site.

Documentation Required

You'll provide all required documentation on the forgiveness application site.

You can use the SBA forms linked below as a guide to gather the required documentation.

Finding your SBA PPP Loan Number

Your loan number is provided at the top of your loan promissory note.


Please contact us with questions or concerns you may have.