Large purple A, followed by text that reads Affinity Plus Federal Credit Union

Open a second account

When you become a member, you automatically open a Membership Savings with a deposit of at least $10. That minimum balance requirement is your share in the credit union.

In addition to the Membership Savings, you can open another one at the same time. Add a checking, other savings, money market, or certificate account below.

Basic Certificate

Pick a term, make your deposit, then let the certificate do the rest.

Certificate Term


  • $500 minimum balance
  • No limit on the amount of your single deposit
  • 3 – 66 month terms with different rates
Certificate Builder

Save with a low minimum balance requirement and unlimited deposits.


  • $100 minimum balance
  • No limit on the number or the amount of deposits
  • 12 month term
Wahoo Certificate

There's no minimum balance, and you get 1 no-penalty withdrawal.


  • No minimum balance
  • Make an unlimited number of deposits, up to the maximum balance of $25,000
  • 12 month term

Good to Know

The 12-month, 36-month and 60-month Basic Certificate, Certificate Builder and Wahoo Certificate are available as an Individual Retirement Account (IRA) Certificate. If you're interested in investing IRA funds into a certificate, contact us and we'll help you set this up.

Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.

1. Certificate accounts automatically renew at the maturity date.
2. Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. For Wahoo Certificate accounts, you may make one withdrawal without penalty.