credit cards. earn rewards, or keep it classic.
Fun fact: Using the Visa® Premier Select Rewards card earns you travel, gift cards, cash back and more. But no matter which card you choose, you can count on:
- No annual fee
- No balance transfer fee
- No foreign transaction fees
- Visa card benefits1
what you get
Mobile & Online Control
Easily track your spending, make payments, and send travel notices.
Card controls let you set alerts and transaction limits, and freeze and unfreeze your card.
Secure Shopping
Leave your card at home and pay with your digital wallet (Apple Pay®, Google Pay™, Samsung Pay®, and more).
Visa Click to Pay lets you make secure online payments.
Fraud Protection
Shop with confidence with Visa’s Zero Liability Policy.
Real-time fraud monitoring and alerts keeps you protected.
Useful Perks
With 2 annual credit checks, your rate can go down when your credit score goes up!
Repay Your Way
Split up qualifying purchases into installment payments, and get more time to pay them back.
take your pick & apply online
Visa Premier Select Rewards
This card's loaded with exclusive perks, from special MyPlus Rewards™ options to all the premium benefits of Visa Signature®. And you get great rates, too.
- $5,000 minimum credit line
- Introductory 2.90% APR for 12 months on purchases and external balance transfers made within 90 days of opening the card 3, †
- After the promotional period, rates will be between 16.4 – 18.00% APR, depending on what you qualify for 3, †
- Earn 1.25 MyPlus Rewards™ points for every $1 spent
Visa Premier Classic
If you're just starting to build your credit and aren't yet ready for the exclusive benefits of the Visa Premier Select Rewards card, this might be a good option for you.
- $500 minimum credit line
- 13.4 – 18% APR3
- Does not earn rewards points for purchases
Getting Started is Easy
Not a member yet?
Membership is required for loans and accounts with us. But you can apply for most types and become a member at the same time.
Already a member?
Apply for loans and open additional accounts in the mobile banking app, from the More screen. Or log in to online banking, then click “Apply” in the upper-right.
We're here to help.
From video calls and chat to secure messaging, there are all kinds of ways to contact us.
card controls & alerts. you set it.
For extra security and awareness, get alerts about your card usage. Or set controls that automatically decline some transactions, but not others. Manage your debit and credit cards however you want.
Disclosures & Important Info
1 Visa credit cards come with Auto Rental Collision Damage Waiver, Roadside Assistance, Emergency Cash and Emergency Card Replacement.
2 APR = Annual Percentage Rate. APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.
† The introductory rate for the Visa® Premier Select Rewards credit card is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and not be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases processed will incur finance charges at your card’s standard rate. The standard variable APR is 16.4% - 18.00%, based on your payment and credit history.
Rates effective August 21, 2023 and subject to change at any time without notice.
View our Credit Card Agreement, Visa Premier Select Rewards Credit Card Disclosures and Visa Premier Classic Credit Card Disclosures for important details regarding our credit cards.