Current Rates

Free2BU™ Technology Loan

APR* Maximum Term Available  Payment Example
9.90 APR* 36 months $32.22 per $1,000 borrowed

Students must be enrolled in a college or university program and provide documentation for the dollar amount they are requesting to borrow. 


*APR = Annual Percentage Rate. With proof of current student status and grades, students can reduce their interest rate by 1% each semester a grade point average of "B" or better is earned, up to 2% cap each year. Rates and terms are subject to change at any time without notice. Posted rate reflects all available discounts. Actual rate based on applicant's credit history. Some restrictions may apply. Affinity Plus membership is required. Students must have a participation checking account and actively use the account during the term of the loan.

Student Choice Private Loan

APR* Maximum Term Available
As low as 4.73% APR* Up to 240 months



 * APR = Annual Percentage Rate. this is a variable rate loan. Rates and terms are subject to change at any time without notice. Posted rate reflects all available discounts. Actual rate based on applicant's credit history. Rate reduction may be available when payments are applied automatically. Only available to undergraduate students pursuing a degree at an approved college or university. Other restrictions may apply. Maximum loan amount is identified by an approved college or university, up to an aggregate maximum of $75,000 over a five year period. Affinity Plus membership is required.

Student Choice Private Graduate Business Loan

APR* Maximum Term Available
As low as 5.73% APR* up to 180 months


 * APR = Annual Percentage Rate. This is a variable rate loan. Rates and terms are subject to change at any time without notice. Posted rate reflects all available discounts. Actual rate based on applicant's credit history. Rate reduction may be available when payments are applied automatically. Only available to graduate students pursuing a Master's of Business Administration with an approved college or university. Other restrictions may apply. $1000 loan minimum. Maximum loan amount is identified by an approved college or university, up to an aggregate maximum of $100,000. Affinity Plus membership is required.

Student Choice Student Loan Refinance

  APR* Maximum Term Available
 Fixed Rates As low as 4.99% APR up to 60 months
 Fixed Rate As low as 5.99% APR up to 120 months
 Fixed Rate As low as 6.74% APR up to 180 months
 Variable Rate** As low as 3.50% APR up to 60 months
 Variable Rate** As low as 3.75% APR up to 120 months
 Variable Rate** As low as 4.00% APR up to 180 months


 * APR = Annual Percentage Rate.  Rates and terms are subject to change at any time without notice. Posted rate reflects all available discounts. Actual rate based on applicant's credit history. Rate reduction may be available when payments are applied automatically. Some restrictions may apply. $5,000 minimum with maximum loan amount of $100,000. Affinity Plus membership is required.

** This is a variable rate loan.

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