Current Rates

Current Rates

Auto Loan Rates

Effective as of January 2, 2019

Model Years APR* as Low as Maximum Term  Payment Example
New Auto      
2018/2019 2.99% 36 months $29.08 per $1,000 borrowed
2018/2019 3.24% 48 months $22.24 per $1,000 borrowed
2018/2019 3.49% 60 months $18.19 per $1,000 borrowed
2018/2019 3.74% 72 months $15.53 per $1,000 borrowed
2018/2019 4.49% 84 months** $13.90 per $1,000 borrowed
Used Auto      
2013 - 2018 3.24% 36 months $29.19 per $1,000 borrowed
2013 - 2018 3.49% 48 months $22.35 per $1,000 borrowed
2013 - 2018 3.74% 60 months $18.18 per $1,000 borrowed
2013 - 2018 3.99% 72 months $15.64 per $1,000 borrowed
2013 - 2018 4.49% 84 months** $13.90 per $1,000 borrowed 
2012 and older 4.74% 36 months $29.85 per $1,000 borrowed 
2012 and older 4.99% 48 months $23.02 per $1,000 borrowed
2012 and older 5.24% 60 months $18.98 per $1,000 borrowed

 

Learn more about auto loans

Vehicles include most cars, SUVs (non-commercial), vans, and trucks. 

*APR = Annual Percentage Rate. Rates and terms are subject to change at any time without notice. Actual rate based on applicant's credit history.  Some restrictions may apply. Affinity Plus membership is required. 

**Minimum loan amount of $25,000 for 84 months only.

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