Join the Fun. win MSUM SPRING swag!

Affinity Plus is proud to be part of the MSUM community, and we're giving away a MSUM Spring Swag Basket to celebrate. We’ll accept entries in the sweepstakes until March 31 – register to win today!

*No purchase necessary.

MSUM Spring Swag Sweepstakes


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By submitting this sweepstakes entry, I confirm that I am at least 18 years of age. I also agree to the sweepstakes rules below.

OFFICIAL RULES: AFFINITY PLUS FEDERAL CREDIT UNION MSUM SPRINGS WAG BASKET SWEEPSTAKES 

CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF MONEY TO THE SPONSOR IS REQUIRED TO ENTER OR WIN THE SWEEPSTAKES. A PURCHASE OR PAYMENT WILL NOT IMPROVE YOUR CHANCE OF WINNING.

SWEEPSTAKES TIMING/DESCRIPTION: Sweepstakes entry begins 12:00am Thursday, February 16, 2024 and ends Sunday, March 31, 2024 at 11:59pm (“Entry Period”).  At the end of the Entry Period, a random drawing will be conducted from among all eligible entries (see Eligibility requirements below) received during the Entry Period to select one (1) Prize winner.   Affinity Plus Federal Credit Union, principally located at 175 W. Lafayette Frontage Rd., St. Paul, MN 55107 (“APFCU”), is the sponsor of this Sweepstakes. The Sweepstakes will be subject to these Official Rules and by entering all participants agree to be bound by the terms and conditions herein.

ENTERING: No purchase necessary to enter or win. To enter, visit www.affinityplus.org/promotions/MSUM-Fans.

ELIGIBILITY: Open to natural persons who are legal residents of Iowa, Minnesota, North Dakota, South Dakota or Wisconsin, and who are age 18 or older or the age of majority in your state of legal residence, whichever is older, at the time of entry.  VOID IN PUERTO RICO, U.S.  VIRGIN ISLANDS, AND OTHER U.S. TERRITORIES AND POSSESSIONS, AND WHEREVER PROHIBITED OR RESTRICTED BY LAW.  APFCU prize providers, and their respective parent, subsidiary and affiliate companies, employees, agents, and suppliers, and the immediate family (spouse, parents, siblings, and children) and persons living in the same household (whether related or not), are not eligible to participate.  All potential winners are subject to verification before any prize will be awarded.  Entries must be complete to be eligible.  APFCU timekeeping is the official timing of the Sweepstakes.  Individuals are permitted only one (1) entry per email address.  The Sweepstakes is subject to all applicable federal, state, municipal, territorial and local laws and regulations.  Submission of official entry or participation in these Sweepstakes constitutes full and unconditional agreement to these Official Rules. The decisions of APFCU concerning Entries, Eligibility, and all Rules for these Sweepstakes shall be final and binding.
PRIZE: The Prize winner will receive one (1) MSUM Spring Swag Basket. Approximate retail value of the prize is $209.91. No prize substitutions allowed, except at APFCU’s discretion a prize of equal or greater value may be provided.  Prize is nontransferable and is not redeemable for cash.  Prize must be claimed by email within ten (10) days of notification by APFCU (see details below).  Lost or stolen prizes will not be replaced.  All expenses associated with the use and redemption of the Prize award are the sole responsibility of winner.

ODDS OF WINNING:
The odds of winning a prize depend upon the total number of eligible entries received.  Prize(s) will be awarded provided a sufficient number of eligible entries are received and any prize awarded is validly claimed by May 31, 2024 after which no alternate winners will be selected, nor unclaimed prize awarded.

WINNING:
One (1) Prize winner will be selected from all eligible entries received by random electronic drawing conducted by APFCU on or about April 1, 2024. Winner need not be present to win.  Official notice to winners will be sent by email on or about April 1, 2024. The Prize must be claimed within ten (10) days of notification by APFCU. If the winner does not claim the Prize within this timeframe, an alternate winner will be selected. Winners are responsible for reporting and paying any applicable tax or tax withholdings resulting from prize award. Any valuation of the Prize stated is based on available information provided to APFCU. The value of any Prize awarded to a winner will be reported for tax purposes as required by law. Winner must provide APFCU with a valid taxpayer identification number or social security number before any prize will be awarded. A Form 1099 will be issued to the winner for value of prize $600 or more. 

GENERAL RULES:
APFCU reserves the right at its sole discretion to modify, terminate or suspend all or portion of this Sweepstakes should non-authorized human interference, fraud, printing errors, internet viruses, hackers or other causes beyond the control of APFCU corrupt or impair administration, security, fairness or proper operation of this Sweepstakes.  APFCU assumes no responsibility for lost, late or illegible entries. APFCU is not liable for injury, loss or damage of any kind resulting from acceptance or use of a prize(s) or participation in this Sweepstakes. The name of the Prize winner can be obtained after May 31, 2024 by mailing a self-addressed stamped envelope to: Affinity Plus Federal Credit Union ATTN: Marketing Department, 175 W. Lafayette Frontage Rd. St. Paul, MN 55107.

By entering in these Sweepstakes, each entrant agrees to be contacted by APFCU for the purposes of administering the Sweepstakes and distributing any prize. All questions or disputes regarding eligibility for these Sweepstakes, as well as the Prize, or an entrant's compliance with these Official Rules will be resolved by APFCU in its sole discretion. All potential winners are subject to verification by APFCU. APFCU will not accept screen shots or other evidence of winning in lieu of its validation process. Potential winners must continue to comply with all terms and conditions of these Official Rules. Each potential winner will be notified by mail, email or phone, as applicable. Each potential prize winner may be required to sign and return an Affidavit of Eligibility, Liability and Publicity Release ("Affidavit") and an I.R.S. Form W-9 as applicable (except where prohibited), which must be received by APFCU within seventy-two (72) hours of the time notice or attempted notice is sent, in order to claim a prize (if applicable). If a potential winner of any prize cannot be contacted, fails to sign and return the Affidavit within the required time period (if applicable), declines the prize or prize is returned as undeliverable, such potential winner forfeits the prize. In the event that a potential winner is disqualified for any reason, APFCU will select an alternate potential winner by random drawing from among all remaining eligible entries, up to three (3) alternate potential winners. All alternate potential winners are subject to all requirements set forth in these Official Rules. If an alternate winner declines the prize or is disqualified, the prize will not be awarded. 

If the Sweepstakes, or any part of it, is discontinued for any reason, APFCU, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for any prize offered herein. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, or programming errors or any other reasons cause more than the stated number of prizes as set forth herein to be available and/or claimed, APFCU reserves the right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded, eligible prize claims.

PUBLICITY:  Except where prohibited, participation in the Sweepstakes constitutes entrant’s consent for APFCU to use entrant’s name, social media identity, likeness, voice, opinions, hometown and state for promotional purposes in any media, worldwide, without further payment or consideration. 

PRIVACY:  Information submitted by entrants will be collected by APFCU’s systems based in the United States and such collection will be subject to applicable United States laws. Entrants may withdraw personal data upon request; however, entrant will be disqualified if personal data is withdrawn prior to the determination of the winner and fulfillment of the prize. Information submitted by entrants is subject to APFCU’s privacy policy: https://www.affinityplus.org/privacy-disclosures. Entrant’s participation in this Sweepstakes constitutes consent for APFCU to use entrant’s personal information for the purpose of administering the Sweepstakes and awarding the prizes.

LIMITATION OF LIABILITY:  APFCU is not responsible for incorrect or inaccurate transcription of information, for problems related to any of the equipment or programming associated with these Sweepstakes, for any human error, for any interruption, deletion, omission, defect, or line failure of any telephone network or electronic transmission, for problems relating to computer equipment, software, inability to access the website or online service, or for any other technical or non-technical error or malfunction. APFCU, or any related companies, parents, subsidiaries, affiliates, and respective agents and their agencies, suppliers and other companies involved in the development or execution of the Sweepstakes, or the production or distribution of Sweepstakes materials ("Releasees") will not be liable for any printing error or irregular packaging,. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL ANY OF THE RELEASEES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THESE SWEEPSTAKES OR MERCHANDISE OFFERED, EVEN IF ANY OR ALL OF THE FOREGOING OR ANY OF THEIR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF APFCU IMPROPERLY DENIES A WINNER ANY PRIZE, LIABILITY WILL BE LIMITED TO THE EQUIVALENT AMOUNT OF APPROXIMATE RETAIL VALUE. BY PARTICIPATING IN THESE SWEEPSTAKES, AN ENTRANT WAIVES ANY AND ALL RIGHTS TO BRING ANY CLAIM OR ACTION RELATED TO SUCH MATTERS IN ANY FORUM BEYOND 1 YEAR AFTER THE FIRST OCCURRENCE OF THE KIND OF ACT, EVENT, CONDITION OR OMISSION UPON WHICH THE CLAIM OR ACTION IS BASED. TO THE FULLEST EXTENT ALLOWABLE BY LAW, THE RELEASEES SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE PRODUCTS AND SERVICES, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Some jurisdictions do not allow limitations on how long an implied warranty lasts, so the above limitation may not apply to all. Sweepstakes winners agree to rely solely on the manufacturer's warranties, if any, for any prizes.  These Official Rules and the Sweepstakes shall be governed by and construed in accordance with the laws of the State of Minnesota and the laws of the United States, without giving effect to any principals of conflicts of law.  Releasees make no representation that the content on the website is appropriate or available for use in any particular location. Those who choose to access the website act on their own initiative and are responsible for compliance with all applicable laws including any applicable local laws.  These Official Rules constitute the entire agreement pertaining to the subject matter hereof and supersedes all prior or other arrangements, understandings, negotiations and discussions, whether oral or written. No waiver of any of the provisions of these Official Rules shall be deemed or shall constitute a waiver of any other provisions hereof (whether or not similar), nor shall waiver constitute a continuing waiver unless otherwise expressly provided.  If any provision of these Official Rules is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Official Rules, which will otherwise remain in full force and effect.

ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (i) any and all disputes and causes of action arising out of or connected with this Sweepstakes (excluding any and all disputes and causes of action brought against the APFCU arising out of or connected with the any prize) shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest APFCU; (ii) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (iii) judgment upon such arbitration award may be entered in any court having jurisdiction. In the case that arbitration is prohibited by law, participant agrees that any and all disputes and causes of action brought against the APFCU arising out of or connected with any prize shall be resolved individually, without resort to any form of class action, in the United States District Court  - District of Minnesota in and for St. Paul, MN; or, if the District Court does not have jurisdiction, then before any other court sitting in Ramsey County, Minnesota, having subject matter jurisdiction; and (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, or statutory damages, but in no event attorneys' fees. All disputes, claims and causes of action brought against APFCU arising out of or connected with such any prize, and/or the use thereof shall be governed by, and construed in accordance with, the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law rules (whether of the State of Minnesota or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Minnesota. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses.