2 rock legends! Live at U.S. bank stadium. 

OFFICIAL RULES: AFFINITY PLUS FEDERAL CREDIT UNION Legends SWEEPSTAKES

CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF MONEY TO THE SPONSOR IS REQUIRED TO ENTER OR WIN THE SWEEPSTAKES. A PURCHASE OR PAYMENT WILL NOT IMPROVE YOUR CHANCE OF WINNING.

SWEEPSTAKES TIMING/DESCRIPTION: Sweepstakes entry begins 12:01 a.m. CT October 23, 2023 and ends at 11:59 p.m. CT on October 30, 2023 (“Entry Period”).  At the end of the Entry Period, a random drawing will be conducted from among all eligible entries (see Eligibility requirements below) received during the Entry Period to select one (1) Prize winner. Affinity Plus Federal Credit Union, principally located at 175 W. Lafayette Frontage Rd., St. Paul, MN 55107 (“APFCU”), is the sponsor of this Sweepstakes. The Sweepstakes will be subject to these Official Rules and by entering all participants agree to be bound by the terms and conditions herein.

ENTERING: No purchase necessary to enter to win. To enter, visit Affinity Plus Federal Credit Union’s Facebook or Instagram account and click the registration link or visit https://affinityplus.org/landing/promotions/legends. Upon completion, participant will receive one (1) entry into the Sweepstakes. Only one (1) entry per email address is permitted.

ELIGIBILITY: Open to natural persons who are legal residents of Iowa, Minnesota, North Dakota, South Dakota or Wisconsin, and who are age 18 or older or the age of majority in your state of legal residence, whichever is older, at the time of entry.  VOID IN PUERTO RICO, U.S.  VIRGIN ISLANDS, AND OTHER U.S. TERRITORIES AND POSSESSIONS, AND WHEREVER PROHIBITED OR RESTRICTED BY LAW.  APFCU prize providers, and their respective parent, subsidiary and affiliate companies, employees, agents, and suppliers, and the immediate family (spouse, parents, siblings, and children) and persons living in the same household (whether related or not), are not eligible to participate.  All potential winners are subject to verification before any prize will be awarded.  Entries must be complete to be eligible.  APFCU timekeeping is the official timing of the Sweepstakes.  Individuals are permitted only one (1) entry per email address.  The Sweepstakes is subject to all applicable federal, state, municipal, territorial and local laws and regulations.  Submission of official entry or participation in these Sweepstakes constitutes full and unconditional agreement to these Official Rules.   The decisions of APFCU concerning Entries, Eligibility, and all Rules for these Sweepstakes shall be final and binding.

PRIZE: The Prize winner will receive two (2) general admission tickets to the Billy Joel concert at US Bank Stadium, located at 401 Chicago Ave, Minneapolis, MN 55415 to take place on November 10, 2023.  Prize awards are nontransferable and are not redeemable for cash.  Tickets will be delivered via mobile tickets to the phone number or email address provided at entry. Prize winner must be present to pick up tickets and a valid photo ID will be required if tickets are placed at Will Call. Winner and guest must abide by all venue policies. Live Nation reserves the right to revoke full or partial prize from any winner or winner’s guest who it and/or venue personnel deem may, in their sole discretion, be intoxicated, be a safety risk, have violated any venue policy or law, and/or may bring Live Nation into disrepute.  Winner understands that there are inherent risks involved in being in public spaces and that these risks may be present before, during and after the concert. Resale of tickets is prohibited.  By claiming tickets, you agree to Live Nation’s Terms of Use and to abide by the health and safety measures in effect at the time of your Event, which may include, but not be limited to, wearing masks, providing proof of vaccination status and/or providing proof of negative COVID-19 status. Should the concert be cancelled, you will be notified as soon as reasonably possible. Approximate Retail Value of the Prize is: One Thousand and Eighteen ($1,018.00) dollars. No prize award substitutions allowed, except at APFCU’s discretion a prize of equal or greater value may be provided.  Lost or stolen prizes will not be replaced.  All expenses associated with the use and redemption of the Prize award are the sole responsibility of winner.

ODDS OF WINNING: The odds of winning a prize award depend upon the total number of eligible entries received.  Prizes will be awarded provided a sufficient number of eligible entries are received and any prize awarded is validly claimed by November 10, 2023 after which no alternate winners will be selected, nor unclaimed prize awarded.

WINNING: One (1) Prize winner will be selected from all eligible entries received by random electronic drawing conducted by APFCU on or about October 31, 2023. Winner need not be present to win.  Official notice to winner will be sent by email on or about October 31, 2023. The Prize award must be claimed within two (2) of notification by APFCU. If the winner does not claim the Prize within this timeframe, an alternate winner will be selected. Winners are responsible for reporting and paying any applicable tax or tax withholdings resulting from prize award. Any valuation of the Prize stated is based on available information provided to APFCU. The value of any Prize awarded to a winner will be reported for tax purposes as required by law. Winner must provide APFCU with a valid taxpayer identification number or social security number before any prize will be awarded. A Form 1099 will be issued to the winner for value of prize $600 or more. 

GENERAL RULES: APFCU reserves the right at its sole discretion to modify, terminate or suspend all or portion of this Sweepstakes should non-authorized human interference, fraud, printing errors, internet viruses, hackers or other causes beyond the control of APFCU corrupt or impair administration, security, fairness or proper operation of this Sweepstakes.  APFCU assumes no responsibility for lost, late or illegible entries. APFCU is not liable for injury, loss or damage of any kind resulting from acceptance or use of a prize(s) or participation in this Sweepstakes. The name of the Prize winner can be obtained after December 31, 2023 by mailing a self-addressed stamped envelope to: Affinity Plus Federal Credit Union ATTN: Marketing Department 175 W. Lafayette Frontage Rd. St. Paul, MN 55107.

By entering in these Sweepstakes, each entrant agrees to be contacted by APFCU for the purposes of administering the Sweepstakes and distributing any prize and award. All questions or disputes regarding eligibility for these Sweepstakes, as well as the Prize award, or an entrant's compliance with these Official Rules will be resolved by APFCU in its sole discretion. All potential winners are subject to verification by APFCU. APFCU will not accept screen shots or other evidence of winning in lieu of its validation process. Potential winners must continue to comply with all terms and conditions of these Official Rules. Each potential winner will be notified by mail, email or phone, as applicable. Each potential prize winner may be required to sign and return an Affidavit of Eligibility, Liability and Publicity Release ("Affidavit") and an I.R.S. Form W-9 as applicable (except where prohibited), which must be received by APFCU within seventy-two (72) hours of the time notice or attempted notice is sent, in order to claim a prize (if applicable). If a potential winner of any prize cannot be contacted, fails to sign and return the Affidavit within the required time period (if applicable), declines the prize or prize is returned as undeliverable, such potential winner forfeits the prize. In the event that a potential winner is disqualified for any reason, APFCU will select an alternate potential winner by random drawing from among all remaining eligible entries, up to three (3) alternate potential winners. All alternate potential winners are subject to all requirements set forth in these Official Rules. If an alternate winner declines the prize or is disqualified, the prize will not be awarded. 

If the Sweepstakes, or any part of it, is discontinued for any reason, APFCU, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for any prize offered herein. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, or programming errors or any other reasons cause more than the stated number of prizes as set forth herein to be available and/or claimed, APFCU reserves the right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded, eligible prize claims.

PUBLICITY:  Except where prohibited, participation in the Sweepstakes constitutes entrant’s consent for APFCU to use entrant’s name, social media identity, likeness, voice, opinions, hometown and state for promotional purposes in any media, worldwide, without further payment or consideration. 

PRIVACY:  Information submitted by entrants will be collected by APFCU’s systems based in the United States and such collection will be subject to applicable United States laws. Entrants may withdraw personal data upon request; however, entrant will be disqualified if personal data is withdrawn prior to the determination of the winner and fulfillment of the prize. Information submitted by entrants is subject to APFCU’s privacy policy: https://www.affinityplus.org/privacy-disclosures. Entrant’s participation in this Sweepstakes constitutes consent for APFCU to use entrant’s personal information for the purpose of administering the Sweepstakes and awarding the prizes.

LIMITATION OF LIABILITY:  APFCU is not responsible for incorrect or inaccurate transcription of information, for problems related to any of the equipment or programming associated with these Sweepstakes, for any human error, for any interruption, deletion, omission, defect, or line failure of any telephone network or electronic transmission, for problems relating to computer equipment, software, inability to access the website or online service, or for any other technical or non-technical error or malfunction. APFCU, Live Nation Worldwide, Inc. (“Live Nation”) or any related companies, parents, subsidiaries, affiliates, and respective agents and their agencies, suppliers and other companies involved in the development or execution of the Sweepstakes, or the production or distribution of Sweepstakes materials ("Releasees") will not be liable for any printing error or irregular packaging,. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL ANY OF THE RELEASEES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THESE SWEEPSTAKES OR MERCHANDISE OFFERED, EVEN IF ANY OR ALL OF THE FOREGOING OR ANY OF THEIR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF APFCU IMPROPERLY DENIES A WINNER ANY PRIZE, LIABILITY WILL BE LIMITED TO THE EQUIVALENT AMOUNT OF APPROXIMATE RETAIL VALUE. BY PARTICIPATING IN THESE SWEEPSTAKES, AN ENTRANT WAIVES ANY AND ALL RIGHTS TO BRING ANY CLAIM OR ACTION RELATED TO SUCH MATTERS IN ANY FORUM BEYOND 1 YEAR AFTER THE FIRST OCCURRENCE OF THE KIND OF ACT, EVENT, CONDITION OR OMISSION UPON WHICH THE CLAIM OR ACTION IS BASED. TO THE FULLEST EXTENT ALLOWABLE BY LAW, THE RELEASEES SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE PRODUCTS AND SERVICES, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Some jurisdictions do not allow limitations on how long an implied warranty lasts, so the above limitation may not apply to all. Sweepstakes winners agree to rely solely on the manufacturer's warranties, if any, for any prizes.  These Official Rules and the Sweepstakes shall be governed by and construed in accordance with the laws of the State of Minnesota and the laws of the United States, without giving effect to any principals of conflicts of law.  Releasees make no representation that the content on the website is appropriate or available for use in any particular location. Those who choose to access the website act on their own initiative and are responsible for compliance with all applicable laws including any applicable local laws.  These Official Rules constitute the entire agreement pertaining to the subject matter hereof and supersedes all prior or other arrangements, understandings, negotiations and discussions, whether oral or written. No waiver of any of the provisions of these Official Rules shall be deemed or shall constitute a waiver of any other provisions hereof (whether or not similar), nor shall waiver constitute a continuing waiver unless otherwise expressly provided.  If any provision of these Official Rules is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Official Rules, which will otherwise remain in full force and effect.

Live Nation is not a sponsor of the Sweepstakes, and is in no way responsible for the administration of the Sweepstakes, the selection or the verification of winners.  All inquiries regarding the Sweepstakes should be direct to Sponsor, at the address above, and not to Live Nation.

ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (i) any and all disputes and causes of action arising out of or connected with this Sweepstakes (excluding any and all disputes and causes of action brought against the APFCU arising out of or connected with the any prize award) shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest APFCU; (ii) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (iii) judgment upon such arbitration award may be entered in any court having jurisdiction. In the case that arbitration is prohibited by law, participant agrees that any and all disputes and causes of action brought against the APFCU arising out of or connected with any prize award shall be resolved individually, without resort to any form of class action, in the United States District Court  - District of Minnesota in and for St. Paul, MN; or, if the District Court does not have jurisdiction, then before any other court sitting in Ramsey County, Minnesota, having subject matter jurisdiction; and (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, or statutory damages, but in no event attorneys' fees. All disputes, claims and causes of action brought against APFCU arising out of or connected with such any prize, and/or the use thereof shall be governed by, and construed in accordance with, the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law rules (whether of the State of Minnesota or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Minnesota. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses.