Affinity Plus Visa® Credit Cards

Providing coverage when you’re in a pinch or earning rewards for everyday purchases, Affinity Plus Visa credit cards are a valuable utility player to keep in your wallet. They provide payment when you need it and convenient online account management. 

Our credit cards include:

  • Fraud protection in EMV chip technology, Visa's Zero Liability program, real-time fraud monitoring
  • Rate watch ensures you automatically get the best rate available as your credit improves
  • Payment Advantage applies your payment to the highest interest rate balances first, meaning you pay less in total finance charges​ 
  • Online account access to conveniently track your spending, make payments, and set up account alerts
  • Rental waiver insurance protects rental vehicles with a collision and loss waiver

To report your card lost or stolen after hours, contact (800) 449-7728. For after hours service of your card, contact (800) 654-7728.


VISA® Premier Classic


Visa Premier Classic
Minimum Credit Line $500

Annual Percentage Rate (APR)

Purchases, Balance Transfers,and Cash Advances

9.15 - 18% Variable APR

This APR may change based upon your creditworthiness

Paying Interest Due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases. If your entire balance is paid by the due date each month, we will begin charging interest on cash advances and balance transfers on the truncation date
Minimum Interest Charge None
For Credit Tips from the Federal Reserve To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at: http://federalreserve.gov/creditcard
Fees

Annual Fee None 
Balance Transfer Fee None 
Cash Advance Either $2 or 2% of the amount of each transfer, whichever is greater
Foreign Transaction Fee 1% of each transaction in U.S. Dollars
Penalty Fees  
Late Payment
$15
Returned Payment $20
Features  
Visa Alerts Yes 
Rental Vehicle Damage Waiver Yes 
Rewards Program No
Signature Rewards No

Terms and Conditions

Visa Premier Select Rewards


Visa Premier Select Rewards
Minimum Credit Line $5,000

Annual Percentage Rate (APR)

Purchases, Balance Transfers,and Cash Advances
12.15 -18% Variable APR
This APR may change based upon your creditworthiness
Paying Interest Due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases. If your entire balance is paid by the due date each month, we will begin charging interest on cash advances and balance transfers on the truncation date
Minimum Interest Charge None 
For Credit Tips from the Federal Reserve To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at:http://federalreserve.gov/creditcard
Fees
 Annual Fee  None 
 Balance Transfer Fee  None 
 Cash Advance   Either $2 or 2% of the amount of each transfer, whichever is greater
 Foreign Transaction Fee   1% of each transaction in U.S. Dollars
 Penalty Fees  
 Late Payment  $15
 Returned Payment  $20 
 Features  
 Visa Alerts  Yes 
 Rental Vehicle Damage Waiver  Yes 
 Rewards Program  Yes, earn one CURewards point for every $1 spent. Points are redeemable for cash back, merchandise, or travel. Take advantage of your travel perks earlier with partial vouchers to credit your travel expenses
 Signature Rewards  Yes, receive up to $1 million in travel accident insurance, track warranty information without having to keep receipts, guard merchandise and cell phones against damage and theft, and ensure you get the best price on your purchases with reimbursement options.

Terms and Conditions

Go