Affinity Plus Visa® Credit Cards

Providing coverage when you’re in a pinch or earning rewards for everyday purchases, Affinity Plus Visa credit cards are a valuable utility player to keep in your wallet. They provide payment when you need it and convenient online account management. 

Our credit cards include:

  • Fraud protection in EMV chip technology, Visa's Zero Liability program, real-time fraud monitoring
  • Rate watch ensures you automatically get the best rate available as your credit improves
  • Payment Advantage applies your payment to the highest interest rate balances first, meaning you pay less in total finance charges​ 
  • Online account access to conveniently track your spending, make payments, and set up account alerts
  • Rental waiver insurance protects rental vehicles with a collision and loss waiver

To report your card lost or stolen after hours, contact (800) 449-7728. For after hours service of your card, contact (800) 654-7728.


    VISA® Premier Classic


      Visa Premier Classic
      Minimum Credit Line $500

      Annual Percentage Rate (APR)

      Purchases, Balance Transfers,and Cash Advances

      9.15 - 18% Variable APR

      This APR may change based upon your creditworthiness

      Paying Interest Due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases. If your entire balance is paid by the due date each month, we will begin charging interest on cash advances and balance transfers on the truncation date
      Minimum Interest Charge None
      For Credit Tips from the Federal Reserve To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at: http://federalreserve.gov/creditcard
      Fees

      Annual Fee None 
      Balance Transfer Fee None 
      Cash Advance Either $2 or 2% of the amount of each transfer, whichever is greater
      Foreign Transaction Fee 1% of each transaction in U.S. Dollars
      Penalty Fees  
      Late Payment
      $15
      Returned Payment $20
      Features  
      Visa Alerts Yes 
      Rental Vehicle Damage Waiver Yes 
      Rewards Program No
      Signature Rewards No

      Terms and Conditions

      Visa Premier Select Rewards


        Visa Premier Select Rewards
        Minimum Credit Line $5,000

        Annual Percentage Rate (APR)

        Purchases, Balance Transfers,and Cash Advances
        12.15 -18% Variable APR
        This APR may change based upon your creditworthiness
        Paying Interest Due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases. If your entire balance is paid by the due date each month, we will begin charging interest on cash advances and balance transfers on the truncation date
        Minimum Interest Charge None 
        For Credit Tips from the Federal Reserve To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at:http://federalreserve.gov/creditcard
        Fees
         Annual Fee  None 
         Balance Transfer Fee  None 
         Cash Advance   Either $2 or 2% of the amount of each transfer, whichever is greater
         Foreign Transaction Fee   1% of each transaction in U.S. Dollars
         Penalty Fees  
         Late Payment  $15
         Returned Payment  $20 
         Features  
         Visa Alerts  Yes 
         Rental Vehicle Damage Waiver  Yes 
         Rewards Program  Yes, earn one CURewards point for every $1 spent. Points are redeemable for cash back, merchandise, or travel. Take advantage of your travel perks earlier with partial vouchers to credit your travel expenses
         Signature Rewards  Yes, receive up to $1 million in travel accident insurance, track warranty information without having to keep receipts, guard merchandise and cell phones against damage and theft, and ensure you get the best price on your purchases with reimbursement options.

        Terms and Conditions

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