Disability insurance helps you protect your most valuable asset: your ability to earn and continue earning your income.
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Your short and long term goals - paying your electric bill, paying off your student loans, saving for retirement - are all tied to your ability to generate an income. Injury and illness have emotional and physical consequences, but there are ways to limit the financial impact of such an event.
- Income insurance – Provides personal income protection for individuals to help pay everyday living expenses, and to keep long term goals like retirement on track
- Business overhead expense insurance – Reimburses owners for fixed business expenses during illness or injury to help the business
- Buy-out insurance – Funds a buy/sell agreement to buy out am ill or injured business owner to help keep the business value intact and ensure its succession
- Key person insurance – Provides benefits to your business to help offset the loss of a key employee due to illness or total disability
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Investment Center Disclosures
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Affinity Plus Federal Credit Union and Affinity Plus Investment Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Affinity Plus Investment Center and may also be employees of Affinity Plus Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Affinity Plus Federal Credit Union or Affinity Plus Investment Center. Securities and insurance offered through LPL or its affiliates are:
Not insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.