Buying a Home in the Right Location

  • Home Purchase Loans
When you think about your perfect home, there’s probably an image of the building that pops up in your mind. But what’s around it?

Location Matters

According to the National Association of Realtors, more people are willing to compromise on a home’s condition and size, than on the quality of the neighborhood or distance from a school. So, where your dream home is, is a big deal.

What to Look For

  • Nearby schools – even if you don't have kids!
    School zones are great for property values and easier reselling later.
  • Noise and traffic levels
    Drive through the neighborhood on different days and at different times to get a feel for the noise, activity levels, and traffic.
  • Nearby services
    Check a map for nearby hospitals, fire services, pharmacies, grocery stores, and any other amenities you’d like to be close to.

A Good Credit Score Helps

Having a strong credit score makes it easier for you to get a home loan, and often means a lower interest rate.

A+ Tip: You can check your credit score and sign up for credit monitoring in the Affinity Plus mobile banking app or online banking, right on the Accounts screen. All for free!