12-year refinance. your key to savings.

Invest in you with a 12-year mortgage refinance (traditional or cash-out). Reduce your rate, shorten your term, and update your budget with a brand-new look.

Jake, an Affinity Plus member, in front of a home with solar panels
Jake, Resident

you deserve easY

While refinancing your mortgage with Affinity Plus can save you money in interest over the life of your loan, the process has other perks, too. And they’re all designed to promote your financial success, and to make life simple.

Competitive Rates & Closing Costs

We offer competitive rates as low as 5.746% APR**. Plus, our closing costs are easy to understand, so you’ll know early on exactly what they are. Plus, refinance today and we will waive our 1% origination fee*.

No Pre-payment Penalties

Unlike with other lenders, you can make extra payments or pay off your loan early without additional fees

Affinity Plus Loan Servicing

We value you! So we don’t hand over the servicing of your loan to a third party. We’re your partner over the entire repayment period.

Quick Refinance & Closing

We can refinance on your schedule in less than 30 days***, allowing you to refinance on your schedule.

Simply apply online to refinance.
Good to Know

*APR = Annual Percentage Rate. The APR is calculated based upon typical finance charges and closing costs, including a 1% origination fee. During the promotional period ending in 12/31/2022. Affinity Plus will waive the 1% origination fee. Applications must be submitted by 12/31/2022 in order to have the origination fee waived. Rates are subject to change at any time without notice. The stated rates are the lowest rates available to those in good credit standing and do not include any discount points. Your rate may be different depending on your credit history, loan-to-value, property value and other factors. All loans are subject to approval. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.

** A loan for 12-years at 5.746% APR will result in approximate monthly payment of $2,375.43. Payment examples for conventional fixed loans are based upon a $250,000 loan for a single-family residence in Minnesota. Taxes, insurance premiums and mortgage insurance (where applicable) are not included in the payment example and may increase your monthly payment.

** Delays could occur between third parties which could delay the closing date.