Homeowner Consolidation Loan

Leverage your home ownership to consolidate high-interest credit-card debt, with no appraisal required and without tying up your equity.
Our loan is a terrific way to build and protect your future, no matter what stage you’re at in life.

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Homeowner Consolidation Loan offers...

  • $25,000 maximum loan amount
  • flexible terms up to 72 months
  • your home equity is NOT used
  • no prepayment penalties

... And More!

Learn about loan consolidation.

The blogs below share important information about knowing your goals for debt consolidation, 
and encouraging you to know your credit score and current loan rates.

Consolidating your debt definitely can be beneficial, but it’s important to ask yourself, “what do I hope to achieve?” This blog post can help you determine what’s right for your situation.

Overall, to get the best loan rates, begin by understanding what your current loan terms and rates are. It also helps to know your credit score! This blog post explores ways to review your situation and compare rates. 

Homeowner Consolidation Loan

Years of Home Ownership APR* Payment Example
0-5 years of home ownership 7.99% $17.54 per $1,000 borrowed
5.1 - 10 years of home ownership 7.49% $17.29 per $1,000 borrowed
10.1+ years of home ownership 7.24% $17.16 per $1,000 borrowed

*APR = Annual Percentage Rate. Rates are effective as of 3/16/17 and are subject to change at any time. Maximum APR is 18%.The advertised rates are the lowest rates offered. Actual rates are based on credit history and length of home ownership. All loans are subject to credit approval. Some restrictions apply. Membership is required. All funds will be paid directly to the lender(s) of the outstanding loan or credit card.