I love getting checks for my birthday or Christmas from mom and dad, but I am notorious for holding onto them way to long (which is silly since I work at Affinity Plus). Often times, they get even lost in my wallet, until I get the reminder call, “Did you cash the check?” Now, I can avoid the call altogether with “Remote Deposit Capture” through Affinity Plus’s mobile app.

Once you log into the Mobile Banking section of the app with your username and password, you will select the “Deposit” button, right under “Accounts” and “Transfers”. After selecting, “Deposit”, you’ll choose the account you wish to deposit to, enter the amount, and take a photo of the front and back of the check. Afterwards, you’ll verify your deposit, and follow the steps to complete the transaction—it’s really that easy. Once the check is deposited, you can tuck the check in a drawer and in 60 days shred it. (Don't forget free shredding at Affinity Plus branches). Yep, that’s right, there is no postage, no mailing in the checks, and no trips to your local branch.

Give the Affinity Plus app a try and let us know what you think about its features—like Remote Deposit Capture. Did we mention the app—and Remote Deposit Capture are FREE. Just another way, we give you free access to your money!

P.S. Don’t wait for someone to remind you about the check.