A smiling person wearing a blue jacket Henry, Affinity Plus Member

Business Line of Credit. Where Credit's Due.

You built the business, and you deserve the credit. We’ll talk and help you decide if a revolving line of credit is the best option for your situation.*


What You Get

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No hidden fees

A $150 flat document processing fee.

And no pre-payment penalties.

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Affordable rates

Variable interest rates up to a max of 18% for 3 years.

After that, you can pay off the balance or refinance.

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Low minimum payments

Choose to pay only the interest each month.

And interest is only applied to the current amount advanced.

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MyPlus Rewards™

Your business loan earns MyPlus Rewards points.

Redeem points for a lower rate on Business Vehicle or Equipment loans. Or use your points for travel and more.

A person holding a mobile phone in his hands Henry, Affinity Plus Member

What To Expect

We’ll have you start by meeting with one of our member advisors, and together you’ll find the right accounts and services for your business. Just schedule an appointment, and we’ll be ready when you are.

You’ll need to bring your:

  • Business and Personal Federal and State tax returns (for the last 2 years)1
  • Business debt schedule
  • Financial documentation as requested2
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Have other products in mind?

We can talk with you about accounts and services tailored to larger businesses, too, including financing for commercial and investment real estate. How can we help with your long-term business plans? Let us know when you come in to meet with a member advisor.

Disclosures

* For loan amounts over $25,000, we require collateral to secure the loan. Loans are secured by a UCC-1 Financing Statement.

1 We require at least two years of Business and Personal tax returns for both Federal and State, including all schedules and worksheets. In some situations we may require three years of tax returns.

2 Depending upon your specific situation, we may also require the following: (1) Personal Financial Statement; (2) Business Financial Statements; and (3) Purchase Agreement for vehicle and equipment loan requests. The member advisor handling your loan request will let you know what additional documentation you'll need to provide.

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