Certificate Builder 

The Certificate Builder lets you start small and think big with your savings. Put in as little as $100 and add more when you can. With this certificate, you can make unlimited deposits throughout a 12-month term keep building towards your short- and long-term goals.


Features of the Certificate Builder

  • Low $100 minimum balance requirement
  • Competitive rates
  • 12-month term
  • .25% bonus rate increase when you set up automatic monthly deposit of $100 or more into the certificate
  • Available as a Traditional or Roth IRA
  • Unlimited deposits can be made throughout the 12-month term

Open an account online 

Certificate Builder Dividend Rates


Term Rate APY*
12 months
.100%
.100%

Unlimited deposits per year during the term