Free Checking Account

Free Checking Account

  • No minimum balance
  • No monthly fees
  • No Affinity Plus ATM fees
  • Free foreign ATMs
  • No requirements

Open an account online    Switch an account

No hidden fees

Banks charge for services such as speaking with a person, payroll deposits, minimum balance fees, printing a statement, transferring money between accounts and much more. Affinity Plus offers most of those services for free, and we are up front with the few fees we do charge. No surprises. Download our complete fee structure brochure here.

All Affinity Plus Checking Accounts include:

Free Visa® Debit and ATM Cards--available on the spot at all Affinity Plus locations 

Overdraft Protection--available from any savings account and/or line of credit

Automatic Bill Pay--bills can automatically be deducted from the account of your choice

e-Bill Pay--debits your account and pays your bills for you; not available with business accounts.

Free Online Banking--check the status of your Affinity Plus banking account, verify balances, transfer funds, pay bills and more.

Free e-statements--our free e-statements are a popular option for reviewing your balances safely, via the Internet.

Free Bank-by-Phone--check the status of your Affinity Plus bank account, verify balances, transfer funds, and more—quickly and easily by phone

Participation Rewards Program--earn rewards for deposits, withdrawals, and debit card activity, as well as new member referrals, length of membership, and more. Then use your points to increase investment rates, decrease consumer loan rates, utilize free services, or reduce fees. Free2BU accounts do not earn Participation Rewards points.

Simply Free Perks--free cashier’s checks, starter checks, check images, money orders, traveler’s checks, and coin counting services.

Stash Your Cash--enroll your Affinity Plus Debit Card in Stash Your Cash and round your debit card purchases to the nearest whole dollar and transfer the money automatically to a savings account. The aggregate amount will be transferred at the end of each business day for a faster and easier way to save toward your savings goals.

Member Messages--set up e-mail reminders to alert you to your balance, incoming deposits, or cleared checks—all for free directly through Access Plus online banking.

Free Annual Credit Report & Review--ongoing access to your credit score and a free financial assessment through partnership with an Affinity Plus representative.