Andrea and Brian, members since 2011

Checking Accounts

Checking works best when it puts people first.

Whether it’s getting cash from an ATM, paying with a debit card or writing checks to pay the bills, checking accounts are the ones that have to do it all. That’s why we’ve set out to make our checking accounts as simple and straightforward as possible. We make sure every account is simple to understand and has as few fees as possible. After all, that’s your money in the account. We’re just here to help you make the most of it. 

No hidden fees

Banks charge for services such as speaking with a person, payroll deposits, minimum balance fees, printing a statement, transferring money between accounts and much more. Affinity Plus offers most of those services for free, and we are up front with the few fees we do charge. No surprises. Download our complete fee structure brochure here.
Click on the orange headers for more info
Better Than Free Checking

Free2BU Student Checking

Interest Reward  Progressive Checking
Minimum Balance





Monthly Fees





Affinity Plus ATM Fees





Non Sufficient Funds (NSF) $35 Fee Waived

1 / year

1 / year


Earns Interest / Dividends

Free Checks for Life

Student-Only Rewards

Visa® Debit  and ATM Cards

Overdraft Protection

Automatic Bill Pay

e-Bill Pay

Global Online Banking



Global Bank-by-Phone

Participation Rewards


Simply Free Perks

Stash Your Cash

Member Messages

Annual Credit Report & Review

*Unless minimum balance is not maintained