Skip-a-Payment. Give your Budget Some Wiggle Room.
The Skip-a-Payment program allows you to take a break from your monthly loan payment.
How it Works
Eligible Loans
Your loan likely qualifies for Skip-a-Payment if all of these apply:
- It's not a mortgage, credit card or line of credit
- Your loan is at least 6 months old
- Your payments aren't currently past due
- You haven't already skipped a payment in the last 12 months
- You haven't skipped a total of 5 payments on this loan
Skip-a-Payment Fee
You can cover the fee of the skip-a-payment by either:
- Redeeming 3,750 MyPlus Rewards™ points
- Deducting $30 from your Affinity Plus account
Requesting a Skip-a-Payment
- Submit your request through online banking.
- You can also make the request via Live Chat, over the phone, or by stopping into a branch.
- Your request will be reviewed to determine if you qualify, and a member advisor will be in contact with you.
Mark, Affinity Plus Member
Disclosures
Skip-a-Payment requests are subject to approval. Membership must be in good standing. By skipping the payment on a one-time basis, you are extending the term of the loan by one month and will increase the total finance charges of your loan.