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VISA Cards

Last Updated On: Friday, March 05, 2010

Platinum
Annual Percentage Rate

9.90% - 17.90%

Payment Status Rate

18.00%*

Grace Period You have 25 days after the closing date of a billing cycle to repay your entire balance before any additional finance charge on purchases will be imposed. No grace period for cash advances.
Minimum Finance Charge None
Method of Computing the Balance Average daily outstanding unpaid balance (including current transactions)
Return Check Fee $20.00
Transaction Fees for Purchases None
Foreign Transaction Fee The exchange rate for international transactions will be a rate selected by Visa from a range of rates available in wholesale currency markets, which may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing date, plus 1%.
Cash Advance Fee 2% of advance amount/$2 minimum
Late Payment Fee $15.00
Annual Fee None

*APR = Annual Percentage Rate. Affinity Plus determines your Affinity Plus Platinum Rewards Card APR bi-annually in April and October based on your cumulative credit history. Rates range from 9.90%-17.90% APR. If your account is delinquent for two (2) cycles, the APR will increase to 18.00%. This APR will be applied to all outstanding balances on your account and will remain in effect until the account is current for two (2) consecutive months.

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