| 9.90% - 17.90% |
| 18.00%* |
| You have 25 days after the closing date of a billing cycle to repay your entire balance before any additional finance charge on purchases will be imposed. No grace period for cash advances. |
| None |
| Average daily outstanding unpaid balance (including current transactions) |
| $15.00 |
| $20.00 |
| None |
| The exchange rate for international transactions will be a rate selected by Visa from a range of rates available in wholesale currency markets, which may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing date, plus 1%. |
| 2% of advance amount/$2 minimum |
| $15.00 |
| None |