Loans

Last Updated On: Wednesday, July 01, 2009

Vehicles/Tax Advantage Auto Loan* (Includes autos, SUV's and trucks.)
Model Years	Annual Percentage Rate	Maximum Term Available	Payment Example
2008/2009 New Auto	As low as 4.75% APR**	48 mo	$22.92 per $1,000 borrowed
2008/2009 New Auto	As low as 5.25% APR**	60 mo	$18.99 per $1,000 borrowed
2008/2009 New Auto	As low as 5.75% APR**	72 mo	$16.46 per $1,000 borrowed
2003 - 2007 Used Auto	As low as 4.75% APR**	48 mo	$22.92 per $1,000 borrowed
2003 - 2007 Used Auto	As low as 5.25% APR**	60 mo	$18.99 per $1,000 borrowed
2003 - 2007 Used Auto	As low as 5.75% APR**	72 mo	$16.46 per $1,000 borrowed
2002 and older	As low as 8.50% APR**	48 mo	$24.65 per $1,000 borrowed
2002 and older	As low as 9.00% APR**	60 mo	$20.76 per $1,000 borrowed
2002 and older	As low as 9.50% APR**	72 mo	$18.27 per $1,000 borrowed

Motorcycles, ATVs, Snowmobiles
	Annual Percentage Rate	Maximum Term Available	Payment Example
New	As low as 7.10% APR**	60 mo	$19.85 per $1,000 borrowed

Boats and RVs
	Annual Percentage Rate	Maximum Term Available	Payment Example
New	As low as 6.50% APR**	60 mo	$19.57 per $1,000 borrowed
New	As low as 8.00% APR**	120 mo	$12.13 per $1,000 borrowed
New	As low as 9.00% APR**	180 mo	$10.14 per $1,000 borrowed
Used	As low as 7.50% APR**	60 mo	$20.64 per $1,000 borrowed
Used	As low as 9.00% APR**	120 mo	$12.67 per $1,000 borrowed
Used	As low as 10.00% APR**	180 mo	$10.75 per $1,000 borrowed

Mobile Homes
	Annual Percentage Rate	Maximum Term Available	Payment Example
New	As low as 11.75% APR**	60 mo	$22.12 per $1,000 borrowed
New	As low as 12.75% APR**	84 mo	$18.06 per $1,000 borrowed
New	As low as 13.25% APR**	120 mo	$15.08 per $1,000 borrowed

*Interest on the Tax Advantage Auto Loan may be tax deductible--consult a tax advisor for details.

**APR= Annual Percentage Rate. Rates and terms are subject to change. Posted rate reflects all available discounts. Actual rate based on applicant's payment and credit history. Maximum APR is 18%. Some restrictions may apply. Affinity Plus membership is required.

Details: Other Auto Loans

Personal Signature Loan (Unsecured)(Longer terms and conditions available under special circumstances.)
	Annual Percentage Rate	Maximum Term Available
Fixed Rate	As low as 12.25% APR*	48 mo

*APR= Annual Percentage Rate. Actual rates based on payment and credit history. Rates and terms are subject to change.

Details: Personal Loans

Savings Secured, or Investment Certificate For loans secured either by funds in an Affinity Plus Savings Account or Investment Certificate. Variable Rate*: 3.00% over rate earned, rounded up to nearest 1/4%.

*Share secured: adjusts according to changes in the Share Rate.

*Certificate secured: adjusts at renewal of certificate.

Details: Savings and Investment Accounts

Line of Credit (Unsecured)
	Annual Percentage Rate	Maximum Term Available
Fixed Rate	As low as 12.25% APR*	120 mo

* APR= Annual Percentage Rate. Actual rate based on applicant's payment and credit history.

Details: Line of Credit

Free2BU PC Loan
	Annual Percentage Rate	Maximum Term Available
Fixed Rate	9.90 APR*	36 months

* APR= Annual Percentage Rate.

Student's Choice Line of Credit
	Annual Percentage Rate	Daily Periodic Rate
Fixed Rate	10.61% APR*	.000290684

* APR= Annual Percentage Rate.

Student's Choice Private Loan
	Annual Percentage Rate	Maximum Term Available
Variable Rate	As low as 3.5% APR*	up to 240 months

* APR= Annual Percentage Rate.

Details: Students

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

EEO/AA Employer

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